:root {
  --ink: #14171c;
  --ink-soft: #545c68;
  --bg: #f7f4ec;
  --surface: #fffdf8;
  --line: #e2dbcb;
  --accent: #b8492a;
  --accent-soft: #f6e7de;
  --green: #2c6551;
  --green-soft: #e2eee7;
  --radius: 16px;
  font-family: ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  line-height: 1.6;
  color: var(--ink);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
}
* { box-sizing: border-box; }
body { margin: 0; }
.wrap { width: min(820px, calc(100% - 2rem)); margin: 0 auto; }
main { padding: clamp(1.5rem, 5vw, 3.5rem) 0 4rem; }

/* ---------- hero ---------- */
.hero {
  background: linear-gradient(160deg, #fffdf8 0%, #fbf3e9 55%, #f7e9dc 100%);
  border: 1px solid var(--line);
  border-radius: 22px;
  padding: clamp(1.6rem, 5vw, 3rem);
  box-shadow: 0 24px 60px rgba(60, 44, 24, .10);
}
.eyebrow { font-size: .82rem; letter-spacing: .09em; text-transform: uppercase; color: var(--ink-soft); margin: 0 0 .9rem; font-weight: 600; }
h1 { font-size: clamp(2.4rem, 8vw, 4rem); line-height: .98; letter-spacing: -.045em; margin: 0 0 .6rem; }
.tagline { font-size: clamp(1.15rem, 3vw, 1.5rem); color: var(--accent); font-weight: 600; margin: 0 0 1rem; letter-spacing: -.015em; }
.lede { font-size: 1.06rem; color: var(--ink-soft); margin: 0; max-width: 60ch; }

/* ---------- call to action ---------- */
.cta { margin-top: 1.8rem; padding: 1.25rem 1.4rem; background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); }
.cta-label { font-size: .82rem; letter-spacing: .08em; text-transform: uppercase; color: var(--ink-soft); font-weight: 600; margin: 0 0 .35rem; }
.cta-number { display: inline-block; font-size: clamp(1.5rem, 5vw, 2.1rem); font-weight: 700; letter-spacing: -.02em; color: var(--ink); text-decoration: none; border-bottom: 3px solid var(--accent); padding-bottom: 2px; }
.cta-note { margin: .7rem 0 0; color: var(--ink-soft); font-size: .96rem; }

/* ---------- steps ---------- */
.steps { display: grid; gap: 1rem; grid-template-columns: repeat(auto-fit, minmax(210px, 1fr)); margin: 1.4rem 0 0; padding: 0; list-style: none; }
.step { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); padding: 1.1rem 1.15rem; }
.step-n { display: inline-flex; align-items: center; justify-content: center; width: 1.7rem; height: 1.7rem; border-radius: 999px; background: var(--accent); color: #fff; font-size: .85rem; font-weight: 700; margin-bottom: .6rem; }
.step h3 { margin: 0 0 .3rem; font-size: 1rem; }
.step p { margin: 0; font-size: .94rem; color: var(--ink-soft); }

/* ---------- chips ---------- */
.chips { display: flex; flex-wrap: wrap; gap: .5rem; padding: 0; margin: 1rem 0 0; list-style: none; }
.chips li { background: var(--green-soft); color: var(--green); border-radius: 999px; padding: .32rem .85rem; font-size: .92rem; font-weight: 600; }

/* ---------- sections ---------- */
section { margin-top: 3rem; }
h2 { font-size: 1.45rem; letter-spacing: -.02em; margin: 0 0 .9rem; }
h3 { font-size: 1.02rem; }
p, li { max-width: 68ch; }
.card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); padding: clamp(1.1rem, 3vw, 1.7rem); }
.notice { padding: 1rem 1.15rem; border-left: 4px solid var(--accent); background: var(--accent-soft); border-radius: 10px; }
.meta { font-size: .89rem; color: var(--ink-soft); }
.nav { display: flex; gap: 1.1rem; flex-wrap: wrap; margin: 1.4rem 0 0; padding: 0; list-style: none; font-size: .95rem; }
a { color: var(--accent); }
a:hover { text-decoration: none; }
code { background: #efe8da; padding: .12em .38em; border-radius: 5px; font-size: .92em; }

/* ---------- program terms grid ---------- */
.terms-grid { display: grid; gap: 0; margin: 0; }
.terms-grid > div { display: grid; grid-template-columns: minmax(150px, 210px) 1fr; gap: .3rem 1.4rem; padding: .85rem 0; border-top: 1px solid var(--line); }
.terms-grid > div:first-child { border-top: 0; padding-top: 0; }
.terms-grid dt { font-weight: 700; font-size: .95rem; }
.terms-grid dd { margin: 0; color: var(--ink-soft); }
@media (max-width: 620px) { .terms-grid > div { grid-template-columns: 1fr; } }

footer { margin-top: 3.5rem; padding-top: 1.4rem; border-top: 1px solid var(--line); }

@media (prefers-color-scheme: dark) {
  :root {
    --ink: #ece8de; --ink-soft: #a8ad9f; --bg: #131512; --surface: #1e211d;
    --line: #363a33; --accent: #e0805e; --accent-soft: #33261f;
    --green: #8fc9ac; --green-soft: #22302a;
  }
  .hero { background: linear-gradient(160deg, #1f231e 0%, #232520 55%, #2a261f 100%); box-shadow: none; }
  code { background: #2c302a; }
}